Checking Account 101 Series: Episode 3
Advantages of Having A Checking Account
Another fresh Monday and episode of our Checking Account 101 Series.
Kung sinusundan mo ang episode na ito, perhaps you’re wondering about checking accounts and what’s in it for you?
Ito ang iilan sa mga advantages of having a checking account:
Obviously, mas SAFE magdala ng check than Cash given that:
Hindi ka mananakawan;
It allows you to receive and spend money without carrying cash. Hindi mahirap magbilang especially if sobrang laki ng amount.
It allows you to draw or transfer funds to another person or to a company by writing a check and sending it through mail rather than in person.
Pag naglo-loan ka, marahil naitatanong mo kung qualified ka ba? Of course, kung ikaw yung nasa sitwasyon ng nagpapautang, maiisip mo din kung ano ang assurance mo na makakabayad yung papautangin mo.
As a rule of thumb, kailangan maganda ang credit rating mo bago ka pautangin. Regardless kung nasa gobyerno, negosyo o individual kaman.
May credit agency na nagre-record ng credit score mo at nakakaalam if you can fulfill your financial obligations in completeness and within the established due dates.
Your credit score influences your chances of getting: Credit cards, loan and mortgages.
Ano ang kinalaman ng pagkakaroon ng checking account sa pag build ng credit score?
“A well-maintained checking account is an asset to ESTABLISHING and OBTAINING CREDIT.
Kapag hindi ka nag budget, wala kang ma ise-save. Kasi nasa isip mo lang ito, at wala kang actual record para i-CALCULATE magkano ang nagagastos mo.
Pero kapag may checking account ka, may RECORD ka sa mga expenses.
Kamusta naman kung nasa savings mo lahat ang gastos mo? Kasi doon ka withdraw ng withdraw ng pang-gastos mo? Kaya nga SAVINGS ACCOUNT eh, doon ka mag se-SAVE. Kapag CHECKING ACCOUNT naman, CHECK ka lang ng CHECK sa mga gastusin mo.
Isa sa mga requirements para ma QUALIFY ka sa sa 0.88% CHRISTMAS LOAN PROMO, eh ang pagkakaroon ng CHECKING ACCOUNT.
MESSAGE US to KNOW MORE.