In today’s tough economy, every small business owner is looking for ways to improve efficiency and save money. Pero kapag maliit ka palang and limited pa lang ang credit history mo, it is difficult to obtain business loans from conventional lenders. Kaya minsan, napipilitan ka mag-loan sa iba kahit mataas ang interest, as a result, hindi ka nakaka-save. With that in mind, Lloyds is the best option to consider.
Paano mo nalaman ang Lloyd’s Financing?
“Nag pop-up siya sa Facebook ko, so I inquired. Yun kasi yung time na nag-start ako ng foodcart, I was also trying to loan sa bank, kaso mahirap kahit complete naman kami sa requirements, kasi pag SME business loan matagal raw ma-approved. Eh bigla ko nakita yung Lloyds, kaya I clicked it. That was last year. Pangalawang beses ko na mag-loan ngayon.”
Noong unang punta niyo, hindi ka ba nagduda?
“Hindi kasi nakita ko naman may office. And mascom kasi ang course ko so I researched muna bago ako mag drop-by.”
Ano po ang nakapag-convinced sa inyo i-try ang Lloyd’s?
“At first medyo crucial kasi kakagaling ko lang sa bankruptcy. So I didn’t have much money kaya naisip ko muna mag-loan. When I visited your office, nakausap ko si Sharla, and I was advised na need ko mag-save. Pero nung inexplain niya, okay siya sakin kasi hindi magagalaw yung savings ko. Meron din kasi akong time deposit sa bank, kaso maliit lang yung kinikita.
…Before may mga friends ako na nagpapa loan, kaso 20% sila monthly. Kaso nanghihinayang ako sa binabayad kong interest kasi pwede ko na rin siya gastusin sa iba. Eh sa Lloyds mababa yung interest.”
Ano po ang pagka intindi niyo sa savings scheme namin?
“Para karin nag iipon ng pera at nilalagay mo ito sa bank. Ang maganda may 5%. Imagine yung 80k after 12 months may 4k ka na?
Willing po ba kayo i-recommend ang Lloyd’s?
“Honestly I recommended Lloyds to my friends when I visited your office last year. Nung nakita nila na okay ito, nagustuhan naman nila.”
Join the thousands of MSMEs who are experiencing the Lloyd’s brand of service that is “Hangga’t hindi ka yumayaman, hindi ka namin iiwan!”.
Click “Send Message” to enjoy 0.88% per month on loans and 5% interest per annum on your savings!